TRICARE FOR LIFE & MEDICARE PENALTY

Hi Stephanie, I’m a veteran on TriCare and I’m not sure I want to continue to go to the VA hospital for medical coverage. I’m currently 72 years old and I recently went to the Social Security office to apply for Medicare. To my...

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AVOID LIFETIME MISTAKES! (BURIAL INSURANCE)

Many people don’t like to talk about death, let alone plan for it.   A lack of proper planning is what causes many families to make lifetime mistakes. Why do so many people avoid the topic? Quite simply, they don’t...

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TRAVELING ABROAD WITH MEDICARE

Dear Stephanie, I travel often, both within the U.S. and abroad. If I have a medical emergency when I’m traveling, will my care be covered by Medicare? I’m worried and don’t want to incur a lot of medical expenses if the need arises....

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WARNING: GENETIC CANCER SCREENING SCAM

Stephanie from Secure Your Legacy: I was at a local health fair some time ago when I was presented with the opportunity to provide senior citizens on Medicare with a free, genetic cancer screening exam. The San Antonio representative who approached...

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TURNING 65, WORKING, FUNDING HSA (HEALTH SAVINGS ACCOUNT)

Hi Stephanie,   I’m turning 65 in October and I’m being told by my friends that I need to enroll into Medicare or I will get penalized.  Is that true?  I’m currently funding my HSA (Health Savings Account).  I...

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CLAIMING MEDICARE UNDER 58 YR OLD SPOUSE? PREMIUM PART A

Question: Hi Stephanie, My name is Edwina B.   I'm trying to find out if I can claim medicare under my husband who's 58.  We've been married almost 19 years.  I've never worked, my husband has been the bread winner in...

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FAMILY FUNERAL MISTAKES AT A HIGH!!!

Planning a funeral, memorial service, or cremation is never easy. However, these tasks remain unavoidable, and we all end up facing them at some point in our lives. For this reason, we will discuss the top three most common mistakes made in the...

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A CRYING NEED FOR A FUNERAL PLANNER

With every passing day, the rising of the sun will inevitably be accompanied by the deaths of thousands of Americans—many of whom will have departed without leaving behind a plan.  We are not referring to wills or estate plans, however....

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PREVENTING PNEUMONIA IS EASY

Did you know that about 1 million Americans go to the hospital with pneumonia every year? Pneumonia is a lung infection caused by pneumococcal disease, which can also cause blood infections and meningitis. The bacteria that causes pneumococcal disease...

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MEDICARE PENALTY FEES

What you don’t know about Medicare’s complicated rules and deadlines can hurt you. The requirements are particularly confusing for people who continue to work past the traditional retirement age of 65.  For most people, the Medicare...

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