Seasonal Tourists and Traveling Seniors: Know Your Insurance Before You Hit the Road!
Many people turning 65 don't know about their options when they first sign up for Medicare. Unfortunately, with so many plans on the market, choosing a plan can be quite confusing. Today it is important that Medicare beneficiaries who travel long distances (for example, to see family or go on vacation) understand the importance of certain plans that are offered in the marketplace. On the one hand, if you plan to travel, it is very important that Medicare members purchase Original Medicare insurance and supplemental insurance. With supplemental insurance, beneficiaries have the option to go to any doctor who accepts Medicare. ¿Why is it so important? In case you become seriously ill while you are away from home, The good thing about a Medicare Supplement insurance plan is that you can go to any doctor in that area who accepts Medicare, with no waiting periods, unlike Medicare Advantage plans, which can lock you into a network. And in the event that you need urgent care to see a specialist, a Medicare Supplement insurance plan wouldn't make you wait for a referral. You could immediately see a specialist without the need for a referral or the fear of going out of network (for example, with an Advantage plan) and being excessively charged. a Medicare supplement insurance plan would not make you wait for a referral. You could immediately see a specialist without the need for a referral or the fear of going out of network (for example, with an Advantage plan) and being excessively charged. a Medicare supplement insurance plan would not make you wait for a referral. You could immediately see a specialist without the need for a referral or the fear of going out of network (for example, with an Advantage plan) and being excessively charged.
Another important plan that one should have is a World Traveler Air and Ground Medical Ambulance plan. Should one become ill and need an air or ground ambulance, Medicare only pays for a percentage of these services, leaving many Medicare beneficiaries with an additional bill to pay. Let's say you need an air ambulance because you are in a critical stage of life called “Golden Hour” which indicates that you only have 60 minutes for the hospital to save you. The hospital then needs to airlift you to another trauma hospital to care for you in your condition. Realistically, the air ambulance could bill you $80,000. Right now, Medicare approval typically allows coverage of up to 20% for these services, leaving many with 80% out-of-pocket costs. And that's not even the worst case, since it's just in America. And if you were out of the country, for example in Italy, you could face even higher medical expenses. Many older people don't like to think about this or believe it could happen to them, so they don't plan ahead. It's important to plan while you can to avoid life-changing expenses. Due to lack of planning, families sometimes pay thousands of dollars in out-of-pocket costs and/or receive a lien against their home. Others have to declare bankruptcy. so they don't plan ahead. It's important to plan while you can to avoid life-changing expenses. Due to lack of planning, families sometimes pay thousands of dollars in out-of-pocket costs and/or receive a lien against their home. Others have to declare bankruptcy. so they don't plan ahead. It's important to plan while you can to avoid life-changing expenses. Due to lack of planning, families sometimes pay thousands of dollars in out-of-pocket costs and/or receive a lien against their home. Others have to declare bankruptcy.
See the example below for details: Sky Rage: Bills, Debts and Lawsuits Follow Medevac Helicopter Rides or https://abcnews.go.com/US/sky-rage-bills-debt -lawsuits-follow-helicopter-medevac/story?id=37669153
Now you can see how important it is to have this air and ground medical coverage. Anything you don't know can and will hurt you! Get ready today! You never know when your health may change.
If you have questions about the Medicare Supplement plan and/or worldwide air and ground medical ambulance coverage, please contact Secure Your Legacy for more details at (325) 244-7972.
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